US Bank Directory
Banks in Overgaard, AZ
1 FDIC-insured bank operates 1 office in Overgaard, Arizona.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Overgaard
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Overgaard, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Overgaard
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Zions Bancorporation is the only bank with an office in Overgaard. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Overgaard, 56 across Arizona and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Heber-Overgaard Branch at 2940 Arizona Highway 260 dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Heber-Overgaard Branch2940 Arizona Highway 260, 85933
Banking in Overgaard: the local picture
Short answer: 1 bank runs 1 branch in Overgaard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Zions Bancorporation has its main office in Salt Lake City, UT, according to the FDIC.
The bank with the longest record here is Zions Bancorporation, operating since 1873 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Overgaard, and where the nearest one is if they do not.
Short answer: No branches in Overgaard: Chase (nearest in Show Low, 33 mi), Wells Fargo (nearest in Snowflake, 29 mi), Bank of America (nearest in Flagstaff, 80 mi), PNC Bank (nearest in Pinetop, 41 mi), U.S. Bank (nearest in Fountain Hills, 86 mi), Truist, Fifth Third Bank (nearest in Scottsdale, 95 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Holbrook, 41 mi).
| Bank | In Overgaard | Nearest branch if none here |
|---|---|---|
| Chase | None | Show Low, 33 miles away |
| Wells Fargo | None | Snowflake, 29 miles away |
| Bank of America | None | Flagstaff, 80 miles away |
| PNC Bank | None | Pinetop, 41 miles away |
| U.S. Bank | None | Fountain Hills, 86 miles away |
| Truist | None | none in Arizona |
| Fifth Third Bank | None | Scottsdale, 95 miles away |
| Huntington | None | none in Arizona |
| Regions Bank | None | none in Arizona |
| TD Bank | None | none in Arizona |
| BMO | None | Holbrook, 41 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Overgaard to the nearest branch in Arizona.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Overgaard residents like anyone else.
Banks near Overgaard
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Snowflake (29 miles) and Show Low (33 miles). Payson, 45 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Snowflake, AZ | 29 mi | 2 | 2 |
| Banks in Show Low, AZ | 33 mi | 3 | 3 |
| Banks in Holbrook, AZ | 41 mi | 2 | 2 |
| Banks in Pinetop, AZ | 41 mi | 3 | 3 |
| Banks in Winslow, AZ | 43 mi | 2 | 2 |
| Banks in Payson, AZ | 45 mi | 5 | 5 |
| Banks in Miami, AZ | 70 mi | 2 | 2 |
| Banks in Globe, AZ | 71 mi | 3 | 3 |
Bank branch openings and closings in Overgaard
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Overgaard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Overgaard by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Overgaard offices.
Short answer: Zions Bancorporation is the largest bank with offices in Overgaard, with $89.04 billion in total assets on June 30, 2026, No. 35 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Overgaard: FAQ
How many banks are in Overgaard, AZ?
Overgaard has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Zions Bancorporation in Overgaard, AZ?
Yes. FDIC data lists 1 Zions Bancorporation branch in Overgaard as of September 5, 2026. The address and directions are under Zions Bancorporation above.
Is there a Chase in Overgaard, AZ?
No. FDIC data lists no Chase branch in Overgaard as of September 5, 2026. The nearest is in Show Low, about 33 miles away in a straight line.
What is the oldest bank in Overgaard?
Zions Bancorporation has the longest record among banks with a branch here: the FDIC shows it operating since 1873.
Did any bank branches open or close in Overgaard in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Overgaard?
Nearby cities with more banks include Snowflake, Show Low, Holbrook. Snowflake is 29 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds