US Bank Directory

Banks in Siloam Springs, AR

6 FDIC-insured banks operate 9 offices in Siloam Springs, Arkansas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Siloam Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 10 locations in Siloam Springs, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Siloam Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Arvest has the most locations in Siloam Springs, with 3. It is followed by Centennial Bank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Arvest Arvest Bank · 3 branches · main office Fayetteville, AR Bank · 3

Arvest has 3 branches in Siloam Springs, 100 across Arkansas and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Siloam Springs location is the Siloam Springs Main Branch at 1645 Highway 412 W, dating to 1932; the newest, at 2730 Highway 412 E, to 2004. 1 of its 3 Siloam Springs locations with published hours open on Saturday.

  • Siloam Springs Downtown Branch
    109 E University St, 72761
    (479) 524-6404Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

  • Siloam Springs Main Branch
    1645 Highway 412 W, 72761
    (479) 524-6404Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

  • Highway 412 East Branch
    2730 Highway 412 E, 72761
    (479) 524-6404Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

Arvest: profile, branches and contacts
Centennial Bank 2 branches · main office Conway, AR Bank · 2

Centennial Bank has 2 branches in Siloam Springs, 75 across Arkansas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Siloam Springs location is the Hwy 412 Branch at 101 Highway 412 E, dating to 1974; the newest, at 2485 Highway 412 E, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Hwy 412 Branch
    101 Highway 412 E, 72761
    Hours: see the bank's site
  • Siloam Springs-Thompson Branch
    2485 Highway 412 E, 72761
    Hours: see the bank's site
Centennial Bank: profile, branches and contacts
Bank OZK 1 branch · main office Little Rock, AR Bank · 1

Bank OZK has 1 branch in Siloam Springs, 78 across Arkansas and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Siloam Springs Branch at 2401 E Main St dates to 2016 in FDIC branch records. Its published hours do not list Saturday.

  • Siloam Springs Branch
    2401 E Main St, 72761
    (479) 524-0147Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
Communityamerica Credit Union 1 office · main office Lenexa, KS Credit union · 1

Communityamerica Credit Union has 1 office in Siloam Springs, 6 across Arkansas. It is based in Lenexa, KS and $8.98 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Siloam Springs
    2075 E Main St Ste E, 72761
    (479) 636-3448Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published

    Hours: NCUA, March 31, 2026

Communityamerica Credit Union: profile, branches and contacts
First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Siloam Springs, 17 across Arkansas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Siloam Springs Rc377 Branch at 2901 Highway 412 E dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Siloam Springs Rc377 Branch
    2901 Highway 412 E, 72761
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
Generations Bank 1 branch · main office Rogers, AR Bank · 1

Generations Bank has 1 branch in Siloam Springs, 11 across Arkansas and 12 nationwide. FDIC records list its main office in Rogers, AR and show it operating since 1907. With $1.09 billion in total assets on June 30, 2026, it ranks No. 964 of 4,232 U.S. banks by total assets. The Siloam Springs Branch at 200 N Progress Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Siloam Springs Branch
    200 N Progress Ave, 72761
    Hours: see the bank's site
Generations Bank: profile, branches and contacts
Grand Savings Bank 1 branch · main office Grove, OK Bank · 1

Grand Savings Bank has 1 branch in Siloam Springs, 12 across Arkansas and 15 nationwide. FDIC records list its main office in Grove, OK and show it operating since 1981. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,023 of 4,232 U.S. banks by total assets. The Siloam Springs Branch at 1660 Highway 412 W dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Siloam Springs Branch
    1660 Highway 412 W, 72761
    Hours: see the bank's site
Grand Savings Bank: profile, branches and contacts

Join a credit union in Siloam Springs

1 credit union has 1 office here: Communityamerica Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Siloam Springs page has every office in the state's directory.

Banking in Siloam Springs: the local picture

Short answer: 6 banks run 9 branches in Siloam Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Siloam Springs, 4 elsewhere in Arkansas and 2 out of state, according to the FDIC.

The bank with the longest record here is Arvest, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Arvest's office at 1645 Highway 412 W, dating to 1932; the newest is First National Bank Texas's at 2901 Highway 412 E, from 2020.

The only credit union with an office here is Communityamerica Credit Union.

Of the 5 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Siloam Springs

Short answer: 2 of the 5 Siloam Springs locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Siloam Springs, and where the nearest one is if they do not.

Short answer: No branches in Siloam Springs: Chase (nearest in Springdale, 20 mi), Wells Fargo (nearest in Texarkana, 190 mi), Bank of America (nearest in Springdale, 20 mi), PNC Bank, U.S. Bank (nearest in Van Buren, 51 mi), Truist (nearest in West Memphis, 254 mi), Fifth Third Bank, Huntington (nearest in Fayetteville, 21 mi), Regions Bank (nearest in Rogers, 21 mi), TD Bank, BMO.

BankIn Siloam SpringsNearest branch if none here
ChaseNoneSpringdale, 20 miles away
Wells FargoNoneTexarkana, 190 miles away
Bank of AmericaNoneSpringdale, 20 miles away
PNC BankNonenone in Arkansas
U.S. BankNoneVan Buren, 51 miles away
TruistNoneWest Memphis, 254 miles away
Fifth Third BankNonenone in Arkansas
HuntingtonNoneFayetteville, 21 miles away
Regions BankNoneRogers, 21 miles away
TD BankNonenone in Arkansas
BMONonenone in Arkansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Siloam Springs to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Siloam Springs residents like anyone else.

Banks near Siloam Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gentry (7 miles) and Lincoln (17 miles). Bentonville, 21 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Siloam Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Siloam Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Siloam Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Siloam Springs offices.

Short answer: Bank OZK is the largest bank with offices in Siloam Springs, with $41.70 billion in total assets on June 30, 2026, No. 57 among U.S. banks by total assets. Arvest is second with $28.05 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank OZK$41.70 billionNo. 571Little Rock, AR
Arvest$28.05 billionNo. 773Fayetteville, AR
Centennial Bank$24.55 billionNo. 892Conway, AR
First National Bank Texas$4.64 billionNo. 3021Killeen, TX
Generations Bank$1.09 billionNo. 9641Rogers, AR
Grand Savings Bank$1.03 billionNo. 1,0231Grove, OK

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Siloam Springs: FAQ

How many banks are in Siloam Springs, AR?

Siloam Springs has 6 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Siloam Springs?

Arvest, with 3. Centennial Bank has 2 and Bank OZK has 1.

Is there a Arvest in Siloam Springs, AR?

Yes. FDIC data lists 3 Arvest branches in Siloam Springs as of September 5, 2026. Its branches are listed under Arvest above, with the address and directions for each.

Is there a Centennial Bank in Siloam Springs, AR?

Yes. FDIC data lists 2 Centennial Bank branches in Siloam Springs as of September 5, 2026. Its branches are listed under Centennial Bank above, with the address and directions for each.

Is there a Bank OZK in Siloam Springs, AR?

Yes. FDIC data lists 1 Bank OZK branch in Siloam Springs as of September 5, 2026. The address and directions are under Bank OZK above.

Is there a Chase in Siloam Springs, AR?

No. FDIC data lists no Chase branch in Siloam Springs as of September 5, 2026. The nearest is in Springdale, about 20 miles away in a straight line.

Which banks in Siloam Springs are open on Saturday?

Arvest and Communityamerica Credit Union publish Saturday hours for one or more Siloam Springs locations. The Saturday section above lists each one with its hours. 5 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Siloam Springs?

Arvest has the longest record among banks with a branch here: the FDIC shows it operating since 1871.

Which credit unions can I join in Siloam Springs?

Communityamerica Credit Union has an office in Siloam Springs. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Siloam Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Siloam Springs?

Nearby cities with more banks include Gentry, Lincoln, Gravette. Gentry is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 9 branches: Arvest, Bank OZK)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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