US Bank Directory
Banks in Monticello, AR
4 FDIC-insured banks operate 9 offices in Monticello, Arkansas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Monticello
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 10 locations in Monticello, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Monticello
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Commercial Bank has the most locations in Monticello, with 4. It is followed by Union Bank (3). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Commercial Bank Bank · 4
Commercial Bank has 4 branches in Monticello, 8 across Arkansas and 8 nationwide. FDIC records list its main office in Monticello, AR and show it operating since 1913. With $364.0 million in total assets on June 30, 2026, it ranks No. 2,198 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monticello location is its main office at 212 W Gaines St, dating to 1913; the newest, at 200 North Park Village, Suite 2, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office212 W Gaines St, 71655
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North Park Branch Of Commercial Bank & Trust Company200 North Park Village, Suite 2, 71655
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Westgate Branch428 Highway 425 S, 71655
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East Branch902 Us Highway 278 And 4 East, 71655
Union Bank Bank · 3
Union Bank has 3 branches in Monticello, 5 across Arkansas and 5 nationwide. FDIC records list its main office in Monticello, AR and show it operating since 1887. With $355.8 million in total assets on June 30, 2026, it ranks No. 2,237 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monticello location is its main office at 102 W Mccloy St, dating to 1887; the newest, at 510 Us 425 North, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office102 W Mccloy St, 71655
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University Branch409 Highway 425 S, 71655
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Express Branch510 Us 425 North, 71657
Arkansas Superior Credit Union Credit union · 1
Arkansas Superior Credit Union has 1 office in Monticello, 2 across Arkansas. It is based in Warren, AR and $94.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Monticello Branch1090 Old Warren Rd, 71655
All hours
Mon to Tue 9 am to 5 pm; Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Simmons Bank Bank · 1
Simmons Bank has 1 branch in Monticello, 68 across Arkansas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Monticello Branch at 473 Highway 425 N dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Branch473 Highway 425 N, 71655
The Citizens Bank Bank · 1
The Citizens Bank has 1 branch in Monticello, 16 across Arkansas and 16 nationwide. FDIC records list its main office in Batesville, AR and show it operating since 1953. With $1.62 billion in total assets on June 30, 2026, it ranks No. 696 of 4,232 U.S. banks by total assets. The Monticello Branch at 236 Highway 425 N dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Branch236 Highway 425 N, 71655
Join a credit union in Monticello
1 credit union has 1 office here: Arkansas Superior Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Monticello page has every office in the state's directory.
Banking in Monticello: the local picture
Short answer: 4 banks run 9 branches in Monticello according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 2 have their main office in Monticello, 2 elsewhere in Arkansas, according to the FDIC.
The bank with the longest record here is Union Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Union Bank's office at 102 W Mccloy St, dating to 1887; the newest is Commercial Bank's at 200 North Park Village, Suite 2, from 2005.
The only credit union with an office here is Arkansas Superior Credit Union.
Of the 1 location with published hours. None open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in Monticello
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 71655 has the most bank and credit union offices in Monticello (9), followed by 71657 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 71655 | 9 | 5 | Commercial Bank, Union Bank, Arkansas Superior Credit Union |
| 71657 | 1 | 1 | Union Bank |
Saturday hours in Monticello
Short answer: None of the 1 Monticello location with published hours lists Saturday hours. 9 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Monticello, and where the nearest one is if they do not.
Short answer: No branches in Monticello: Chase (nearest in Little Rock, 79 mi), Wells Fargo (nearest in Texarkana, 129 mi), Bank of America (nearest in Pine Bluff, 42 mi), PNC Bank, U.S. Bank (nearest in Little Rock, 79 mi), Truist (nearest in West Memphis, 139 mi), Fifth Third Bank, Huntington (nearest in El Dorado, 57 mi), Regions Bank (nearest in El Dorado, 58 mi), TD Bank, BMO.
| Bank | In Monticello | Nearest branch if none here |
|---|---|---|
| Chase | None | Little Rock, 79 miles away |
| Wells Fargo | None | Texarkana, 129 miles away |
| Bank of America | None | Pine Bluff, 42 miles away |
| PNC Bank | None | none in Arkansas |
| U.S. Bank | None | Little Rock, 79 miles away |
| Truist | None | West Memphis, 139 miles away |
| Fifth Third Bank | None | none in Arkansas |
| Huntington | None | El Dorado, 57 miles away |
| Regions Bank | None | El Dorado, 58 miles away |
| TD Bank | None | none in Arkansas |
| BMO | None | none in Arkansas |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monticello to the nearest branch in Arkansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monticello residents like anyone else.
Banks near Monticello
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Warren (16 miles) and Dermott (22 miles). Dumas, 25 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Warren, AR | 16 mi | 3 | 7 |
| Banks in Dermott, AR | 22 mi | 2 | 2 |
| Banks in Star City, AR | 22 mi | 3 | 3 |
| Banks in Mcgehee, AR | 23 mi | 2 | 4 |
| Banks in Dumas, AR | 25 mi | 4 | 4 |
| Banks in Hermitage, AR | 25 mi | 2 | 2 |
| Banks in Hamburg, AR | 28 mi | 4 | 4 |
| Banks in Rison, AR | 31 mi | 2 | 2 |
Bank branch openings and closings in Monticello
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Monticello between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Monticello
Short answer: 2 institutions have their main office in Monticello: Commercial Bank and Union Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Commercial Bank | Bank | $364.0 million | 4 |
| Union Bank | Bank | $355.8 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Monticello by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monticello offices.
Short answer: Simmons Bank is the largest bank with offices in Monticello, with $24.73 billion in total assets on June 30, 2026, No. 87 among U.S. banks by total assets. The Citizens Bank is second with $1.62 billion. 2 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Simmons Bank | $24.73 billion | No. 87 | 1 | Pine Bluff, AR |
| The Citizens Bank | $1.62 billion | No. 696 | 1 | Batesville, AR |
| Commercial Bank | $364.0 million | No. 2,198 | 4 | Monticello, AR |
| Union Bank | $355.8 million | No. 2,237 | 3 | Monticello, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Monticello: FAQ
How many banks are in Monticello, AR?
Monticello has 4 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Monticello?
Commercial Bank, with 4. Union Bank has 3 and Simmons Bank has 1.
Is there a Commercial Bank in Monticello, AR?
Yes. FDIC data lists 4 Commercial Bank branches in Monticello as of September 5, 2026, the main office at 212 W Gaines St. Its branches are listed under Commercial Bank above, with the address and directions for each.
Is there a Union Bank in Monticello, AR?
Yes. FDIC data lists 3 Union Bank branches in Monticello as of September 5, 2026, the main office at 102 W Mccloy St. Its branches are listed under Union Bank above, with the address and directions for each.
Is there a Simmons Bank in Monticello, AR?
Yes. FDIC data lists 1 Simmons Bank branch in Monticello as of September 5, 2026. The address and directions are under Simmons Bank above.
Is there a Chase in Monticello, AR?
No. FDIC data lists no Chase branch in Monticello as of September 5, 2026. The nearest is in Little Rock, about 79 miles away in a straight line.
Which banks in Monticello are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 9 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Monticello?
Commercial Bank and Union Bank have their main office in Monticello, according to the FDIC.
What is the oldest bank in Monticello?
Union Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.
Which credit unions can I join in Monticello?
Arkansas Superior Credit Union has an office in Monticello. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Monticello in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Monticello?
Nearby cities with more banks include Warren, Dermott, Star City. Warren is 16 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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