US Bank Directory

Banks in Lake City, AR

1 FDIC-insured bank operates 1 office in Lake City, Arkansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Lake City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Lake City, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lake City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: UNICO Bank is the only bank with an office in Lake City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

UNICO Bank 1 branch · main office Mineral Point, MO Bank · 1

UNICO Bank has 1 branch in Lake City, 9 across Arkansas and 15 nationwide. FDIC records list its main office in Mineral Point, MO and show it operating since 1901. With $502.6 million in total assets on June 30, 2026, it ranks No. 1,789 of 4,232 U.S. banks by total assets. The Unico Bank - Lake City Office at 100 Cobean Blvd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Unico Bank - Lake City Office
    100 Cobean Blvd, 72437
    Hours: see the bank's site
UNICO Bank: profile, branches and contacts

Banking in Lake City: the local picture

Short answer: 1 bank runs 1 branch in Lake City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

UNICO Bank has its main office in Mineral Point, MO, according to the FDIC.

The bank with the longest record here is UNICO Bank, operating since 1901 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lake City, and where the nearest one is if they do not.

Short answer: No branches in Lake City: Chase (nearest in North Little Rock, 122 mi), Wells Fargo (nearest in Texarkana, 261 mi), Bank of America (nearest in Jonesboro, 13 mi), PNC Bank, U.S. Bank (nearest in Jacksonville, 114 mi), Truist (nearest in West Memphis, 49 mi), Fifth Third Bank, Huntington (nearest in Jonesboro, 13 mi), Regions Bank (nearest in Jonesboro, 13 mi), TD Bank, BMO.

BankIn Lake CityNearest branch if none here
ChaseNoneNorth Little Rock, 122 miles away
Wells FargoNoneTexarkana, 261 miles away
Bank of AmericaNoneJonesboro, 13 miles away
PNC BankNonenone in Arkansas
U.S. BankNoneJacksonville, 114 miles away
TruistNoneWest Memphis, 49 miles away
Fifth Third BankNonenone in Arkansas
HuntingtonNoneJonesboro, 13 miles away
Regions BankNoneJonesboro, 13 miles away
TD BankNonenone in Arkansas
BMONonenone in Arkansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake City to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake City residents like anyone else.

Banks near Lake City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Monette (8 miles) and Trumann (11 miles). Jonesboro, 14 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Lake City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lake City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lake City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake City offices.

Short answer: UNICO Bank is the largest bank with offices in Lake City, with $502.6 million in total assets on June 30, 2026, No. 1,789 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
UNICO Bank$502.6 millionNo. 1,7891Mineral Point, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lake City: FAQ

How many banks are in Lake City, AR?

Lake City has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a UNICO Bank in Lake City, AR?

Yes. FDIC data lists 1 UNICO Bank branch in Lake City as of September 5, 2026. The address and directions are under UNICO Bank above.

Is there a Chase in Lake City, AR?

No. FDIC data lists no Chase branch in Lake City as of September 5, 2026. The nearest is in North Little Rock, about 122 miles away in a straight line.

What is the oldest bank in Lake City?

UNICO Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.

Did any bank branches open or close in Lake City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lake City?

Nearby cities with more banks include Monette, Trumann, Jonesboro. Monette is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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