US Bank Directory

Banks in Fort Smith, AR

16 FDIC-insured banks operate 42 offices in Fort Smith, Arkansas, and 8 credit unions have 9 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Fort Smith

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 24 banks and credit unions operate 51 locations in Fort Smith, according to the FDIC and the NCUA. 51 of them have coordinates on record and are on the map. 17 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

51 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Fort Smith

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The First National Bank of Fort Smith has the most locations in Fort Smith, with 9. It is followed by Arvest (5), Huntington (4), Regions Bank (3). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The First National Bank of Fort Smith 9 branches · main office Fort Smith, AR Bank · 9

The First National Bank of Fort Smith has 9 branches in Fort Smith, 17 across Arkansas and 26 nationwide. FDIC records list its main office in Fort Smith, AR and show it operating since 1872. With $2.31 billion in total assets on June 30, 2026, it ranks No. 541 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is its main office at 602 Garrison Ave, dating to 1872; the newest, at 8225 S Zero St, to 2012. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    602 Garrison Ave, 72901
    Hours: see the bank's site
  • Midland Boulevard Branch
    2000 Midland Blvd, 72904
    Hours: see the bank's site
  • Grand Avenue Branch
    2727 Grand Ave, 72901
    Hours: see the bank's site
  • Cornerstone Branch
    3515 Greenwood Road, 72903
    Hours: see the bank's site
  • Central Mall Branch
    5201 Rogers Ave, 72903
    Hours: see the bank's site
  • Stonewood Branch
    7410 Rogers Ave, 72903
    Hours: see the bank's site
  • Phoenix Branch
    800 Phoenix Ave, 72901
    Hours: see the bank's site
  • Chaffee Crossing Branch
    8225 S Zero St, 72903
    Hours: see the bank's site
  • Brooken Hill Branch
    9300 Highway 71 S, 72916
    Hours: see the bank's site
The First National Bank of Fort Smith: profile, branches and contacts
Arvest Arvest Bank · 5 branches · main office Fayetteville, AR Bank · 5

Arvest has 5 branches in Fort Smith, 100 across Arkansas and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Parklane Branch at 3200 Rogers Ave, dating to 1890; the newest, at 4800 Kelley Hwy, to 2002. None of its 5 Fort Smith locations with published hours lists Saturday hours.

  • Zero Street Branch
    1701 S Zero St, 72901
    (479) 573-1780Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

  • Parklane Branch
    3200 Rogers Ave, 72903
    (479) 709-8829Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

  • 74Th Street Branch
    3421 S 74th St, 72903
    (479) 709-6467Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

  • Kelley Highway Branch
    4800 Kelley Hwy, 72904
    (479) 709-6445Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

  • Superior Bank, Fsb Branch
    5000 Rogers Ave, 72903
    (479) 573-1104Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

Arvest: profile, branches and contacts
Huntington The Huntington National Bank · 4 branches · main office Columbus, OH Bank · 4

Huntington has 4 branches in Fort Smith, 38 across Arkansas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Fort Smith Downtown Branch at 1222 Rogers Ave, dating to 1914; the newest, at 7000 Rogers Ave, to 1978. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Smith Downtown Branch
    1222 Rogers Ave, 72901
    Hours: see the bank's site
  • Fort Smith North Branch
    3117 Grand Ave, 72904
    Hours: see the bank's site
  • Fort Smith South Branch
    5800 Highway 71 S, 72908
    Hours: see the bank's site
  • Fort Smith East Branch
    7000 Rogers Ave, 72903
    Hours: see the bank's site
Huntington: profile, branches and contacts
Bank OZK 3 branches · main office Little Rock, AR Bank · 3

Bank OZK has 3 branches in Fort Smith, 78 across Arkansas and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Fort Smith Rogers Branch at 5401 Rogers Ave, dating to 1997; the newest, at 8501 Phoenix Ave, to 2003. None of its 3 Fort Smith locations with published hours lists Saturday hours.

  • Fort Smith Zero St Branch
    2520 S Zero St, 72901
    (479) 424-1299Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Fort Smith Rogers Branch
    5401 Rogers Ave, 72903
    (479) 478-4300Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Fort Smith Phoenix Branch
    8501 Phoenix Ave, 72903
    (479) 424-2482Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
Regions Bank 3 branches · main office Birmingham, AL Bank · 3

Regions Bank has 3 branches in Fort Smith, 55 across Arkansas and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Ft Smith Main Branch at 524 Garrison Avenue, dating to 1882; the newest, at 9000 Jenny Lind Rd, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Ft Smith Main Branch
    524 Garrison Avenue, 72901
    Hours: see the bank's site
  • Central Branch
    5700 Rogers Ave, 72903
    Hours: see the bank's site
  • Fianna Hills Branch
    9000 Jenny Lind Rd, 72908
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Simmons Bank 3 branches · main office Pine Bluff, AR Bank · 3

Simmons Bank has 3 branches in Fort Smith, 68 across Arkansas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Fort Smith Albert Pike Branch at 4200 Rogers Ave, dating to 1920; the newest, at 2305 S Zero St, to 1986. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Smith South Branch
    2305 S Zero St, 72901
    Hours: see the bank's site
  • Fort Smith Albert Pike Branch
    4200 Rogers Ave, 72903
    Hours: see the bank's site
  • Fort Smith Stonewood Branch
    7324 Rogers Ave, 72903
    Hours: see the bank's site
Simmons Bank: profile, branches and contacts
Armstrong Bank 2 branches · main office Muskogee, OK Bank · 2

Armstrong Bank has 2 branches in Fort Smith, 4 across Arkansas and 29 nationwide. FDIC records list its main office in Muskogee, OK and show it operating since 1910. With $2.84 billion in total assets on June 30, 2026, it ranks No. 454 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Phoenix Branch at 8300 Phoenix Ave, dating to 1999; the newest, at 4120 Rogers Ave, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

  • Armstrong Bank Branch
    4120 Rogers Ave, 72903
    Hours: see the bank's site
  • Phoenix Branch
    8300 Phoenix Ave, 72903
    Hours: see the bank's site
Armstrong Bank: profile, branches and contacts
Centennial Bank 2 branches · main office Conway, AR Bank · 2

Centennial Bank has 2 branches in Fort Smith, 75 across Arkansas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Fort Smith Phoenix Branch at 4625 Old Greenwood Rd, dating to 2007; the newest, at 5801 Rogers Ave, to 2015. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Smith Phoenix Branch
    4625 Old Greenwood Rd, 72903
    Hours: see the bank's site
  • Fort Smith Rogers Ave Main Branch
    5801 Rogers Ave, 72903
    Hours: see the bank's site
Centennial Bank: profile, branches and contacts
Farmers Bank 2 branches · main office Greenwood, AR Bank · 2

Farmers Bank has 2 branches in Fort Smith, 10 across Arkansas and 10 nationwide. FDIC records list its main office in Greenwood, AR and show it operating since 1907. With $288.7 million in total assets on June 30, 2026, it ranks No. 2,540 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Fort Smith South Branch at 8420 Highway 71 S, dating to 1996; the newest, at 7820 Rogers Ave, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Eastside Branch
    7820 Rogers Ave, 72903
    Hours: see the bank's site
  • Fort Smith South Branch
    8420 Highway 71 S, 72908
    Hours: see the bank's site
Farmers Bank: profile, branches and contacts
First National Bank Texas 2 branches · main office Killeen, TX Bank · 2

First National Bank Texas has 2 branches in Fort Smith, 17 across Arkansas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Swm Fort Smith Banking Center Rc392 Branch at 2425 S Zero St, dating to 2022; the newest, at 8301 Rogers Avenue, to 2024. It does not publish hours in the sources this page uses; check its site before you go.

  • Swm Fort Smith Banking Center Rc392 Branch
    2425 S Zero St, 72901
    Hours: see the bank's site
  • Swm Fort Smith Roger Branch Rc390
    8301 Rogers Avenue, 72903
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
First Security Bank 2 branches · main office Searcy, AR Bank · 2

First Security Bank has 2 branches in Fort Smith, 80 across Arkansas and 81 nationwide. FDIC records list its main office in Searcy, AR and show it operating since 1932. With $8.58 billion in total assets on June 30, 2026, it ranks No. 189 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Smith location is the Fort Smith Garrison Branch at 720 Garrison Ave, dating to 2018; the newest, at 7613 Rogers Ave, to 2022. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Smith Garrison Branch
    720 Garrison Ave, 72901
    Hours: see the bank's site
  • First Security Bank Branch
    7613 Rogers Ave, 72903
    Hours: see the bank's site
First Security Bank: profile, branches and contacts
United Credit Union 2 offices · main office St Joseph, MI Credit union · 2

United Credit Union has 2 officees in Fort Smith, 6 across Arkansas. It is based in St Joseph, MI and $4.40 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Fort Smith locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Rogers Avenue - Branch 2
    5800 Rogers Ave, 72903
    (888) 982-1400Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Jenny Lind - Branch 1
    8900 Jenny Lind Rd, 72908
    (888) 982-1400Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

United Credit Union: profile, branches and contacts
Arkansas Best Credit Union 1 office · main office Fort Smith, AR Credit union · 1

Arkansas Best Credit Union has 1 office in Fort Smith, 1 across Arkansas. It is based in Fort Smith, AR and $144.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    3501 Old Greenwood Rd, 72903
    (479) 649-2060Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Arkansas Best Credit Union: profile, branches and contacts
Arkansas Credit Union 1 office · main office Little Rock, AR Credit union · 1

Arkansas Credit Union has 1 office in Fort Smith, 25 across Arkansas. It is based in Little Rock, AR and $3.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Fort Smith Branch
    7887 Phoenix Ave, 72903
    (501) 982-1000Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Arkansas Credit Union: profile, branches and contacts
Baptist Health Credit Union 1 office · main office Little Rock, AR Credit union · 1

Baptist Health Credit Union has 1 office in Fort Smith, 5 across Arkansas. It is based in Little Rock, AR and $46.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Bh Ft.Smith Office
    1001 Towson Ave Room 141, 72901
    (501) 202-2373Today 7 am to 4 pm
    All hours

    Mon to Fri 7 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Baptist Health Credit Union: profile, branches and contacts
Chambers Bank 1 branch · main office Danville, AR Bank · 1

Chambers Bank has 1 branch in Fort Smith, 25 across Arkansas and 26 nationwide. FDIC records list its main office in Danville, AR and show it operating since 1930. With $1.59 billion in total assets on June 30, 2026, it ranks No. 714 of 4,232 U.S. banks by total assets. The Fort Smith Phoenix Branch at 8210 Phoenix Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Smith Phoenix Branch
    8210 Phoenix Ave, 72903
    Hours: see the bank's site
Chambers Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Fort Smith, 13 across Arkansas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Fort Smith Branch at 8100 Rogers Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Smith Branch
    8100 Rogers Ave, 72903
    Hours: see the bank's site
Chase: profile, branches and contacts
First Western Bank 1 branch · main office Booneville, AR Bank · 1

First Western Bank has 1 branch in Fort Smith, 11 across Arkansas and 11 nationwide. FDIC records list its main office in Booneville, AR and show it operating since 1910. With $792.7 million in total assets on June 30, 2026, it ranks No. 1,271 of 4,232 U.S. banks by total assets. The Fort Smith Branch at 3914 Massard Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Smith Branch
    3914 Massard Rd, 72903
    Hours: see the bank's site
First Western Bank: profile, branches and contacts
Firstar Bank 1 branch · main office Sallisaw, OK Bank · 1

Firstar Bank has 1 branch in Fort Smith, 3 across Arkansas and 11 nationwide. FDIC records list its main office in Sallisaw, OK and show it operating since 1964. With $1.24 billion in total assets on June 30, 2026, it ranks No. 875 of 4,232 U.S. banks by total assets. The Fort Smith Main Branch at 6200 Massard Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Smith Main Branch
    6200 Massard Rd, 72916
    Hours: see the bank's site
Firstar Bank: profile, branches and contacts
Fort Smith Teachers Credit Union 1 office · main office Fort Smith, AR Credit union · 1

Fort Smith Teachers Credit Union has 1 office in Fort Smith, 1 across Arkansas. It is based in Fort Smith, AR and $12.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    5501 Euper Ln, 72903
    (479) 783-0611Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Fort Smith Teachers Credit Union: profile, branches and contacts
Grand Savings Bank 1 branch · main office Grove, OK Bank · 1

Grand Savings Bank has 1 branch in Fort Smith, 12 across Arkansas and 15 nationwide. FDIC records list its main office in Grove, OK and show it operating since 1981. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,023 of 4,232 U.S. banks by total assets. The Ft. Smith Branch at 9117 Highway 71 S dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ft. Smith Branch
    9117 Highway 71 S, 72908
    Hours: see the bank's site
Grand Savings Bank: profile, branches and contacts
Multi-states Credit Union 1 office · main office Springfield, MO Credit union · 1

Multi-states Credit Union has 1 office in Fort Smith, 1 across Arkansas. It is based in Springfield, MO and $89.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Fort Smith Ar
    7301 Rogers Ave, 72903
    (479) 314-6095Today 7 am to 4 pm
    All hours

    Mon to Fri 7 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Multi-states Credit Union: profile, branches and contacts
Red River Employees Credit Union 1 office · main office Texarkana, TX Credit union · 1

Red River Employees Credit Union has 1 office in Fort Smith, 7 across Arkansas. It is based in Texarkana, TX and $1.59 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Fort Smith Ar Office
    4300 Rogers Ave Suire 7, 72903
    (903) 735-3000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Red River Employees Credit Union: profile, branches and contacts
River Town Credit Union 1 office · main office Fort Smith, AR Credit union · 1

River Town Credit Union has 1 office in Fort Smith, 1 across Arkansas. It is based in Fort Smith, AR and $13.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1001 S 21St St, 72901
    (479) 784-5600Today 7 am to 5 pm
    All hours

    Mon to Fri 7 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

River Town Credit Union: profile, branches and contacts

Join a credit union in Fort Smith

8 credit unions have 9 offices here: United Credit Union, Arkansas Credit Union, Red River Employees Credit Union, Arkansas Best Credit Union, Multi-states Credit Union and Baptist Health Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fort Smith page has every office in the state's directory.

Banking in Fort Smith: the local picture

Short answer: 16 banks run 42 branches in Fort Smith according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 16 banks, 1 has its main office in Fort Smith, 8 elsewhere in Arkansas and 7 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of Fort Smith's office at 602 Garrison Ave, dating to 1872; the newest is Chase's at 8100 Rogers Ave, from 2026.

8 credit unions have 9 offices in Fort Smith, according to the NCUA. Who can join each one is on the credit unions page.

Of the 17 locations with published hours. 2 open on Saturday. 34 locations have no published hours in these sources.

Banks by ZIP code in Fort Smith

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 72903 has the most bank and credit union offices in Fort Smith (29), followed by 72901 (12) and 72908 (5). Offices are spread across 5 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
729032920The First National Bank of Fort Smith, Arvest, Armstrong Bank
729011210The First National Bank of Fort Smith, Arvest, Bank OZK
7290855Farmers Bank, Grand Savings Bank, Huntington
7290433Arvest, Huntington, The First National Bank of Fort Smith
7291622Firstar Bank, The First National Bank of Fort Smith

Credit unions open on Saturday in Fort Smith

Short answer: 2 of the 17 Fort Smith locations with published hours open on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 34 of the 51 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Fort Smith, and where the nearest one is if they do not.

Short answer: In Fort Smith: Chase (1), Huntington (4), Regions Bank (3). No branches in Fort Smith: Wells Fargo (nearest in Texarkana, 132 mi), Bank of America (nearest in Fayetteville, 55 mi), PNC Bank, U.S. Bank (nearest in Van Buren, 8 mi), Truist (nearest in West Memphis, 237 mi), Fifth Third Bank, TD Bank, BMO.

BankIn Fort SmithNearest branch if none here
Chase1 branchhere
Huntington4 brancheshere
Regions Bank3 brancheshere
Wells FargoNoneTexarkana, 132 miles away
Bank of AmericaNoneFayetteville, 55 miles away
PNC BankNonenone in Arkansas
U.S. BankNoneVan Buren, 8 miles away
TruistNoneWest Memphis, 237 miles away
Fifth Third BankNonenone in Arkansas
TD BankNonenone in Arkansas
BMONonenone in Arkansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fort Smith to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fort Smith residents like anyone else.

Banks near Fort Smith

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Van Buren (7 miles) and Lavaca (12 miles). Van Buren, 7 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Fort Smith

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Fort Smith between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Sep 1, 2026OpenedChase8100 Rogers Ave, 72903

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Fort Smith

Short answer: 4 institutions have their main office in Fort Smith: The First National Bank of Fort Smith, Arkansas Best Credit Union, River Town Credit Union and Fort Smith Teachers Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
The First National Bank of Fort SmithBank$2.31 billion9
Arkansas Best Credit UnionCredit union$144.9 million1
River Town Credit UnionCredit union$13.8 million1
Fort Smith Teachers Credit UnionCredit union$12.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Fort Smith by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fort Smith offices.

Short answer: Chase is the largest bank with offices in Fort Smith, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Huntington is second with $283.07 billion. 1 of the 16 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Huntington$283.07 billionNo. 154Columbus, OH
Regions Bank$159.79 billionNo. 273Birmingham, AL
Bank OZK$41.70 billionNo. 573Little Rock, AR
Arvest$28.05 billionNo. 775Fayetteville, AR
Simmons Bank$24.73 billionNo. 873Pine Bluff, AR
Centennial Bank$24.55 billionNo. 892Conway, AR
First Security Bank$8.58 billionNo. 1892Searcy, AR
First National Bank Texas$4.64 billionNo. 3022Killeen, TX
Armstrong Bank$2.84 billionNo. 4542Muskogee, OK

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fort Smith: FAQ

How many banks are in Fort Smith, AR?

Fort Smith has 16 banks with 42 branches and 8 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Fort Smith?

The First National Bank of Fort Smith, with 9. Arvest has 5 and Huntington has 4.

Is there a Arvest in Fort Smith, AR?

Yes. FDIC data lists 5 Arvest branches in Fort Smith as of September 5, 2026. Its branches are listed under Arvest above, with the address and directions for each.

Is there a Huntington in Fort Smith, AR?

Yes. FDIC data lists 4 Huntington branches in Fort Smith as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.

Is there a Wells Fargo in Fort Smith, AR?

No. FDIC data lists no Wells Fargo branch in Fort Smith as of September 5, 2026. The nearest is in Texarkana, about 132 miles away in a straight line.

Which banks in Fort Smith are open on Saturday?

United Credit Union publishes Saturday hours for one or more Fort Smith locations. The Saturday section above lists each one with its hours. 34 of the 51 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Fort Smith?

The First National Bank of Fort Smith, Arkansas Best Credit Union, River Town Credit Union and Fort Smith Teachers Credit Union have their main office in Fort Smith, according to the FDIC and the NCUA.

What is the oldest bank in Fort Smith?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Fort Smith?

United Credit Union, Arkansas Credit Union, Red River Employees Credit Union and Arkansas Best Credit Union and 4 more have offices in Fort Smith. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Fort Smith in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fort Smith?

Nearby cities with more banks include Van Buren, Lavaca, Greenwood. Van Buren is 7 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 9 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (8 of 42 branches: Arvest, Bank OZK)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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