US Bank Directory
Banks in Elaine, AR
1 FDIC-insured bank operates 1 office in Elaine, Arkansas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Elaine
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Elaine, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Elaine
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Southern Bancorp Bank is the only bank with an office in Elaine. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Southern Bancorp Bank Bank · 1
Southern Bancorp Bank has 1 branch in Elaine, 35 across Arkansas and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. The Main Street Branch at 128 Main Street dates to 1948 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Street Branch128 Main Street, 72333
Banking in Elaine: the local picture
Short answer: 1 bank runs 1 branch in Elaine according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Southern Bancorp Bank has its main office in Arkadelphia, AR, according to the FDIC.
The bank with the longest record here is Southern Bancorp Bank, operating since 1884 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Elaine, and where the nearest one is if they do not.
Short answer: No branches in Elaine: Chase (nearest in North Little Rock, 81 mi), Wells Fargo (nearest in Texarkana, 188 mi), Bank of America (nearest in Pine Bluff, 64 mi), PNC Bank, U.S. Bank (nearest in Jacksonville, 79 mi), Truist (nearest in West Memphis, 71 mi), Fifth Third Bank, Huntington (nearest in Stuttgart, 39 mi), Regions Bank (nearest in Forrest City, 49 mi), TD Bank, BMO.
| Bank | In Elaine | Nearest branch if none here |
|---|---|---|
| Chase | None | North Little Rock, 81 miles away |
| Wells Fargo | None | Texarkana, 188 miles away |
| Bank of America | None | Pine Bluff, 64 miles away |
| PNC Bank | None | none in Arkansas |
| U.S. Bank | None | Jacksonville, 79 miles away |
| Truist | None | West Memphis, 71 miles away |
| Fifth Third Bank | None | none in Arkansas |
| Huntington | None | Stuttgart, 39 miles away |
| Regions Bank | None | Forrest City, 49 miles away |
| TD Bank | None | none in Arkansas |
| BMO | None | none in Arkansas |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elaine to the nearest branch in Arkansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elaine residents like anyone else.
Banks near Elaine
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marvell (17 miles) and West Helena (22 miles). Dumas, 44 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marvell, AR | 17 mi | 2 | 2 |
| Banks in West Helena, AR | 22 mi | 2 | 3 |
| Banks in Helena, AR | 23 mi | 2 | 3 |
| Banks in De Witt, AR | 24 mi | 2 | 2 |
| Banks in Marianna, AR | 33 mi | 2 | 2 |
| Banks in Stuttgart, AR | 38 mi | 3 | 4 |
| Banks in Brinkley, AR | 43 mi | 3 | 4 |
| Banks in Dumas, AR | 44 mi | 4 | 4 |
Bank branch openings and closings in Elaine
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Elaine between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Elaine by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elaine offices.
Short answer: Southern Bancorp Bank is the largest bank with offices in Elaine, with $3.01 billion in total assets on June 30, 2026, No. 426 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Southern Bancorp Bank | $3.01 billion | No. 426 | 1 | Arkadelphia, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Elaine: FAQ
How many banks are in Elaine, AR?
Elaine has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Southern Bancorp Bank in Elaine, AR?
Yes. FDIC data lists 1 Southern Bancorp Bank branch in Elaine as of September 5, 2026. The address and directions are under Southern Bancorp Bank above.
Is there a Chase in Elaine, AR?
No. FDIC data lists no Chase branch in Elaine as of September 5, 2026. The nearest is in North Little Rock, about 81 miles away in a straight line.
What is the oldest bank in Elaine?
Southern Bancorp Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Did any bank branches open or close in Elaine in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Elaine?
Nearby cities with more banks include Marvell, West Helena, Helena. Marvell is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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