US Bank Directory

Banks in Gardendale, AL

10 FDIC-insured banks operate 10 offices in Gardendale, Alabama, and 5 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Gardendale

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 15 banks and credit unions operate 15 locations in Gardendale, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

15 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gardendale

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 10 banks share the most locations in Gardendale, with 1 each. 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

America's First Credit Union 1 office · main office Birmingham, AL Credit union · 1

America's First Credit Union has 1 office in Gardendale, 22 across Alabama. It is based in Birmingham, AL and $2.74 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gardendale Branch
    1039 Mount Olive Rd, 35071
    (205) 631-5556Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

America's First Credit Union: profile, branches and contacts
Avadian Credit Union 1 office · main office Birmingham, AL Credit union · 1

Avadian Credit Union has 1 office in Gardendale, 19 across Alabama. It is based in Birmingham, AL and $1.43 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gardendale
    405 Fieldstown Rd, 35071
    (205) 631-2455Today 8:45 am to 5 pm
    All hours

    Mon to Fri 8:45 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Avadian Credit Union: profile, branches and contacts
Eco Credit Union 1 office · main office Birmingham, AL Credit union · 1

Eco Credit Union has 1 office in Gardendale, 7 across Alabama. It is based in Birmingham, AL and $194.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gardendale
    1233 Pecan Ave, 35071
    (205) 226-3948Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Eco Credit Union: profile, branches and contacts
Family Security Credit Union 1 office · main office Decatur, AL Credit union · 1

Family Security Credit Union has 1 office in Gardendale, 25 across Alabama. It is based in Decatur, AL and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Gardendale
    951 Odum Rd, 35071
    (256) 340-2000Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Family Security Credit Union: profile, branches and contacts
FirstBank 1 branch · main office Nashville, TN Bank · 1

FirstBank has 1 branch in Gardendale, 27 across Alabama and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Gardendale Lpo at 651 Main St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

FirstBank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Gardendale, 52 across Alabama and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Gardendale Branch at 2250 Mount Olive Rd dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gardendale Branch
    2250 Mount Olive Rd, 35071
    Hours: see the bank's site
Huntington: profile, branches and contacts
Peoples Bank of Alabama 1 branch · main office Cullman, AL Bank · 1

Peoples Bank of Alabama has 1 branch in Gardendale, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. The Gardendale Branch at 336 Fieldstown Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gardendale Branch
    336 Fieldstown Rd, 35071
    Hours: see the bank's site
Peoples Bank of Alabama: profile, branches and contacts
Pinnacle Bank 1 branch · main office Jasper, AL Bank · 1

Pinnacle Bank has 1 branch in Gardendale, 7 across Alabama and 7 nationwide. FDIC records list its main office in Jasper, AL and show it operating since 1935. With $384.5 million in total assets on June 30, 2026, it ranks No. 2,134 of 4,232 U.S. banks by total assets. The Gardendale Branch at 101 Pinnacle Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gardendale Branch
    101 Pinnacle Dr, 35071
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Gardendale, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Gardendale Odum Rd Branch at 895 Odum Rd dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gardendale Odum Rd Branch
    895 Odum Rd, 35071
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Southern Energy Credit Union 1 office · main office Birmingham, AL Credit union · 1

Southern Energy Credit Union has 1 office in Gardendale, 20 across Alabama. It is based in Birmingham, AL and $3.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gardendale
    949 Main St, 35071
    (205) 598-8300Today 8:30 am to 4:30 pm
    All hours

    Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Southern Energy Credit Union: profile, branches and contacts
SouthPoint Bank 1 branch · main office Birmingham, AL Bank · 1

SouthPoint Bank has 1 branch in Gardendale, 11 across Alabama and 11 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 2005. With $1.36 billion in total assets on June 30, 2026, it ranks No. 813 of 4,232 U.S. banks by total assets. The Gardendale Branch at 1101 Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

SouthPoint Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Gardendale, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Gardendale Branch at 1325 Decatur Hwy dates to 1973 in FDIC branch records. Its published hours do not list Saturday.

  • Gardendale Branch
    1325 Decatur Hwy, 35071
    (205) 445-2255Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Valley Bank Valley National Bank · 1 branch · main office Passaic, NJ Bank · 1

Valley Bank has 1 branch in Gardendale, 15 across Alabama and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Gardendale Branch at 210 Fieldstown Rd dates to 2009 in FDIC branch records. Its published hours do not list Saturday.

  • Gardendale Branch
    210 Fieldstown Rd, 35071
    (205) 418-1020Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026

Valley Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Gardendale, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Gardendale Branch at 665 Fieldstown Rd dates to 1961 in FDIC branch records. It opens on Saturday.

  • Gardendale Branch
    665 Fieldstown Rd, 35071
    (205) 608-2000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Gardendale, 38 across Alabama and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8182 Gardendale Alabama Walmart Branch at 890 Odum Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 8182 Gardendale Alabama Walmart Branch
    890 Odum Rd, 35071
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Gardendale

5 credit unions have 5 offices here: Southern Energy Credit Union, America's First Credit Union, Avadian Credit Union, Family Security Credit Union and Eco Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gardendale page has every office in the state's directory.

Banking in Gardendale: the local picture

Short answer: 10 banks run 10 branches in Gardendale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Gardendale, 4 elsewhere in Alabama and 6 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 665 Fieldstown Rd, dating to 1961; the newest is FirstBank's at 651 Main St, from 2019.

5 credit unions have 5 offices in Gardendale, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 2 open on Saturday. 7 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Gardendale

Short answer: 2 of the 8 Gardendale locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gardendale, and where the nearest one is if they do not.

Short answer: In Gardendale: Wells Fargo (1), Truist (1), Huntington (1), Regions Bank (1). No branches in Gardendale: Chase (nearest in Birmingham, 10 mi), Bank of America, PNC Bank (nearest in Birmingham, 8 mi), U.S. Bank, Fifth Third Bank (nearest in Birmingham, 16 mi), TD Bank, BMO.

BankIn GardendaleNearest branch if none here
Wells Fargo1 branchhere
Truist1 branchhere
Huntington1 branchhere
Regions Bank1 branchhere
ChaseNoneBirmingham, 10 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneBirmingham, 8 miles away
U.S. BankNonenone in Alabama
Fifth Third BankNoneBirmingham, 16 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gardendale to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gardendale residents like anyone else.

Banks near Gardendale

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pinson (10 miles) and Warrior (12 miles). Birmingham, 12 miles away, has the most banks nearby: 35.

Bank branch openings and closings in Gardendale

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gardendale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gardendale by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gardendale offices.

Short answer: Wells Fargo is the largest bank with offices in Gardendale, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
Huntington$283.07 billionNo. 151Columbus, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
Valley Bank$66.23 billionNo. 431Passaic, NJ
FirstBank$16.76 billionNo. 1181Nashville, TN
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Peoples Bank of Alabama$1.42 billionNo. 7771Cullman, AL
SouthPoint Bank$1.36 billionNo. 8131Birmingham, AL
Pinnacle Bank$384.5 millionNo. 2,1341Jasper, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gardendale: FAQ

How many banks are in Gardendale, AL?

Gardendale has 10 banks with 10 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Gardendale?

Wells Fargo, with 1. Truist has 1 and Huntington has 1.

Is there a Wells Fargo in Gardendale, AL?

Yes. FDIC data lists 1 Wells Fargo branch in Gardendale as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Truist in Gardendale, AL?

Yes. FDIC data lists 1 Truist branch in Gardendale as of September 5, 2026. The address and directions are under Truist above.

Is there a Huntington in Gardendale, AL?

Yes. FDIC data lists 1 Huntington branch in Gardendale as of September 5, 2026. The address and directions are under Huntington above.

Is there a Chase in Gardendale, AL?

No. FDIC data lists no Chase branch in Gardendale as of September 5, 2026. The nearest is in Birmingham, about 10 miles away in a straight line.

Which banks in Gardendale are open on Saturday?

Wells Fargo and Family Security Credit Union publish Saturday hours for one or more Gardendale locations. The Saturday section above lists each one with its hours. 7 of the 15 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Gardendale?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Gardendale?

Southern Energy Credit Union, America's First Credit Union, Avadian Credit Union and Family Security Credit Union and 1 more have offices in Gardendale. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Gardendale in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gardendale?

Nearby cities with more banks include Pinson, Warrior, Mountain Brook. Pinson is 10 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 10 branches: Truist, Valley Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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