US Bank Directory
Banks in Chelsea, AL
2 FDIC-insured banks operate 2 offices in Chelsea, Alabama, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Chelsea
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Chelsea, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chelsea
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Regions Bank and Renasant have the most locations in Chelsea, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Avadian Credit Union Credit union · 1
Avadian Credit Union has 1 office in Chelsea, 19 across Alabama. It is based in Birmingham, AL and $1.43 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Chelsea15660 Highway 280, 35043
All hours
Mon to Fri 8:45 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Coosa Pines Credit Union Credit union · 1
Coosa Pines Credit Union has 1 office in Chelsea, 5 across Alabama. It is based in Childersburg, AL and $413.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Coosa Pines Federal Credit Union9571 Old Highway 280, 35043
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Chelsea, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Chelsea Branch at 16046 Highway 280 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chelsea Branch16046 Highway 280, 35043
Renasant Bank · 1
Renasant has 1 branch in Chelsea, 37 across Alabama and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Chelsea Branch at 16863 Highway 280 dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chelsea Branch16863 Highway 280, 35043
Southern Energy Credit Union Credit union · 1
Southern Energy Credit Union has 1 office in Chelsea, 20 across Alabama. It is based in Birmingham, AL and $3.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Chelsea370 Chelsea Crossroads, 35043
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Chelsea
3 credit unions have 3 offices here: Southern Energy Credit Union, Avadian Credit Union and Coosa Pines Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chelsea page has every office in the state's directory.
Banking in Chelsea: the local picture
Short answer: 2 banks run 2 branches in Chelsea according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Chelsea, 1 elsewhere in Alabama and 1 out of state, according to the FDIC.
The bank with the longest record here is Renasant, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 16046 Highway 280, dating to 2007; the newest is Renasant's at 16863 Highway 280, from 2015.
3 credit unions have 3 offices in Chelsea, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Chelsea
Short answer: None of the 3 Chelsea locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chelsea, and where the nearest one is if they do not.
Short answer: In Chelsea: Regions Bank (1). No branches in Chelsea: Chase (nearest in Birmingham, 7 mi), Wells Fargo (nearest in Birmingham, 5 mi), Bank of America, PNC Bank (nearest in Birmingham, 5 mi), U.S. Bank, Truist (nearest in Birmingham, 6 mi), Fifth Third Bank (nearest in Birmingham, 6 mi), Huntington (nearest in Birmingham, 7 mi), TD Bank, BMO.
| Bank | In Chelsea | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Birmingham, 7 miles away |
| Wells Fargo | None | Birmingham, 5 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Birmingham, 5 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Birmingham, 6 miles away |
| Fifth Third Bank | None | Birmingham, 6 miles away |
| Huntington | None | Birmingham, 7 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chelsea to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chelsea residents like anyone else.
Banks near Chelsea
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Vestavia (10 miles) and Pelham (11 miles). Birmingham, 12 miles away, has the most banks nearby: 35.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Vestavia, AL | 10 mi | 3 | 3 |
| Banks in Pelham, AL | 11 mi | 9 | 10 |
| Banks in Hoover, AL | 11 mi | 12 | 14 |
| Banks in Vestavia Hills, AL | 11 mi | 5 | 5 |
| Banks in Columbiana, AL | 12 mi | 3 | 3 |
| Banks in Birmingham, AL | 12 mi | 35 | 122 |
| Banks in Mountain Brook, AL | 13 mi | 7 | 8 |
| Banks in Homewood, AL | 13 mi | 7 | 7 |
Bank branch openings and closings in Chelsea
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chelsea between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chelsea by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chelsea offices.
Short answer: Regions Bank is the largest bank with offices in Chelsea, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Renasant is second with $26.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chelsea: FAQ
How many banks are in Chelsea, AL?
Chelsea has 2 banks with 2 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chelsea?
Regions Bank, with 1. Renasant has 1.
Is there a Regions Bank in Chelsea, AL?
Yes. FDIC data lists 1 Regions Bank branch in Chelsea as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Renasant in Chelsea, AL?
Yes. FDIC data lists 1 Renasant branch in Chelsea as of September 5, 2026. The address and directions are under Renasant above.
Is there a Chase in Chelsea, AL?
No. FDIC data lists no Chase branch in Chelsea as of September 5, 2026. The nearest is in Birmingham, about 7 miles away in a straight line.
Which banks in Chelsea are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Chelsea?
Renasant has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Which credit unions can I join in Chelsea?
Southern Energy Credit Union, Avadian Credit Union and Coosa Pines Credit Union have offices in Chelsea. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chelsea in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chelsea?
Nearby cities with more banks include Vestavia, Pelham, Hoover. Vestavia is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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