US Bank Directory
Banks in Chatom, AL
2 FDIC-insured banks operate 2 offices in Chatom, Alabama.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Chatom
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Chatom, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Chatom
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Renasant and SmartBank have the most locations in Chatom, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Renasant Bank · 1
Renasant has 1 branch in Chatom, 37 across Alabama and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Chatom Branch at 34 Court St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Chatom Branch34 Court St, 36518
SmartBank Bank · 1
SmartBank has 1 branch in Chatom, 14 across Alabama and 43 nationwide. FDIC records list its main office in Pigeon Forge, TN and show it operating since 2007. With $6.11 billion in total assets on June 30, 2026, it ranks No. 249 of 4,232 U.S. banks by total assets. The Chatom Branch at 16780 Jordan Street dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Chatom Branch16780 Jordan Street, 36518
Banking in Chatom: the local picture
Short answer: 2 banks run 2 branches in Chatom according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Chatom and 2 out of state, according to the FDIC.
The bank with the longest record here is Renasant, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Renasant's office at 34 Court St, dating to 1909; the newest is SmartBank's at 16780 Jordan Street, from 1983.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Chatom, and where the nearest one is if they do not.
Short answer: No branches in Chatom: Chase (nearest in Foley, 83 mi), Wells Fargo (nearest in Saraland, 48 mi), Bank of America, PNC Bank (nearest in Saraland, 47 mi), U.S. Bank, Truist (nearest in Saraland, 47 mi), Fifth Third Bank (nearest in Birmingham, 162 mi), Huntington (nearest in Jackson, 22 mi), Regions Bank (nearest in Jackson, 22 mi), TD Bank, BMO.
| Bank | In Chatom | Nearest branch if none here |
|---|---|---|
| Chase | None | Foley, 83 miles away |
| Wells Fargo | None | Saraland, 48 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Saraland, 47 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Saraland, 47 miles away |
| Fifth Third Bank | None | Birmingham, 162 miles away |
| Huntington | None | Jackson, 22 miles away |
| Regions Bank | None | Jackson, 22 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chatom to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chatom residents like anyone else.
Banks near Chatom
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jackson (22 miles) and Citronelle (27 miles). Saraland, 48 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jackson, AL | 22 mi | 4 | 4 |
| Banks in Citronelle, AL | 27 mi | 2 | 2 |
| Banks in Gilbertown, AL | 28 mi | 2 | 2 |
| Banks in Grove Hill, AL | 33 mi | 3 | 3 |
| Banks in Butler, AL | 42 mi | 3 | 3 |
| Banks in Thomasville, AL | 44 mi | 5 | 6 |
| Banks in Saraland, AL | 48 mi | 9 | 10 |
| Banks in Semmes, AL | 49 mi | 5 | 5 |
Bank branch openings and closings in Chatom
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chatom between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chatom by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chatom offices.
Short answer: Renasant is the largest bank with offices in Chatom, with $26.99 billion in total assets on June 30, 2026, No. 80 among U.S. banks by total assets. SmartBank is second with $6.11 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| SmartBank | $6.11 billion | No. 249 | 1 | Pigeon Forge, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chatom: FAQ
How many banks are in Chatom, AL?
Chatom has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Chatom?
Renasant, with 1. SmartBank has 1.
Is there a Renasant in Chatom, AL?
Yes. FDIC data lists 1 Renasant branch in Chatom as of September 5, 2026. The address and directions are under Renasant above.
Is there a SmartBank in Chatom, AL?
Yes. FDIC data lists 1 SmartBank branch in Chatom as of September 5, 2026. The address and directions are under SmartBank above.
Is there a Chase in Chatom, AL?
No. FDIC data lists no Chase branch in Chatom as of September 5, 2026. The nearest is in Foley, about 83 miles away in a straight line.
What is the oldest bank in Chatom?
Renasant has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Did any bank branches open or close in Chatom in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chatom?
Nearby cities with more banks include Jackson, Citronelle, Gilbertown. Jackson is 22 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds