US Bank Directory

Banks in Chatom, AL

2 FDIC-insured banks operate 2 offices in Chatom, Alabama.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Chatom

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Chatom, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Chatom

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Renasant and SmartBank have the most locations in Chatom, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Renasant Renasant Bank · 1 branch · main office Tupelo, MS Bank · 1

Renasant has 1 branch in Chatom, 37 across Alabama and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Chatom Branch at 34 Court St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Renasant: profile, branches and contacts
SmartBank 1 branch · main office Pigeon Forge, TN Bank · 1

SmartBank has 1 branch in Chatom, 14 across Alabama and 43 nationwide. FDIC records list its main office in Pigeon Forge, TN and show it operating since 2007. With $6.11 billion in total assets on June 30, 2026, it ranks No. 249 of 4,232 U.S. banks by total assets. The Chatom Branch at 16780 Jordan Street dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chatom Branch
    16780 Jordan Street, 36518
    Hours: see the bank's site
SmartBank: profile, branches and contacts

Banking in Chatom: the local picture

Short answer: 2 banks run 2 branches in Chatom according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Chatom and 2 out of state, according to the FDIC.

The bank with the longest record here is Renasant, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Renasant's office at 34 Court St, dating to 1909; the newest is SmartBank's at 16780 Jordan Street, from 1983.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Chatom, and where the nearest one is if they do not.

Short answer: No branches in Chatom: Chase (nearest in Foley, 83 mi), Wells Fargo (nearest in Saraland, 48 mi), Bank of America, PNC Bank (nearest in Saraland, 47 mi), U.S. Bank, Truist (nearest in Saraland, 47 mi), Fifth Third Bank (nearest in Birmingham, 162 mi), Huntington (nearest in Jackson, 22 mi), Regions Bank (nearest in Jackson, 22 mi), TD Bank, BMO.

BankIn ChatomNearest branch if none here
ChaseNoneFoley, 83 miles away
Wells FargoNoneSaraland, 48 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneSaraland, 47 miles away
U.S. BankNonenone in Alabama
TruistNoneSaraland, 47 miles away
Fifth Third BankNoneBirmingham, 162 miles away
HuntingtonNoneJackson, 22 miles away
Regions BankNoneJackson, 22 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chatom to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chatom residents like anyone else.

Banks near Chatom

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jackson (22 miles) and Citronelle (27 miles). Saraland, 48 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Chatom

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chatom between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Chatom by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chatom offices.

Short answer: Renasant is the largest bank with offices in Chatom, with $26.99 billion in total assets on June 30, 2026, No. 80 among U.S. banks by total assets. SmartBank is second with $6.11 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Renasant$26.99 billionNo. 801Tupelo, MS
SmartBank$6.11 billionNo. 2491Pigeon Forge, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chatom: FAQ

How many banks are in Chatom, AL?

Chatom has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Chatom?

Renasant, with 1. SmartBank has 1.

Is there a Renasant in Chatom, AL?

Yes. FDIC data lists 1 Renasant branch in Chatom as of September 5, 2026. The address and directions are under Renasant above.

Is there a SmartBank in Chatom, AL?

Yes. FDIC data lists 1 SmartBank branch in Chatom as of September 5, 2026. The address and directions are under SmartBank above.

Is there a Chase in Chatom, AL?

No. FDIC data lists no Chase branch in Chatom as of September 5, 2026. The nearest is in Foley, about 83 miles away in a straight line.

What is the oldest bank in Chatom?

Renasant has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Did any bank branches open or close in Chatom in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chatom?

Nearby cities with more banks include Jackson, Citronelle, Gilbertown. Jackson is 22 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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