US Bank Directory
Banks in Fairbanks, AK
6 FDIC-insured banks operate 16 offices in Fairbanks, Alaska, and 5 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Fairbanks
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 25 locations in Fairbanks, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fairbanks
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Mt. McKinley Bank and Denali State Bank have the most locations in Fairbanks, with 4 each. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Denali State Bank Bank · 4
Denali State Bank has 4 branches in Fairbanks, 5 across Alaska and 5 nationwide. FDIC records list its main office in Fairbanks, AK and show it operating since 1986. With $522.6 million in total assets on June 30, 2026, it ranks No. 1,745 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fairbanks location is its main office at 119 N Cushman St, dating to 1986; the newest, at 470 Chena Pump Rd, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office119 N Cushman St, 99701
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Golden Heart Branch1989 Airport Way, 99701
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Chena Pump Branch470 Chena Pump Rd, 99709
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Van Horn Branch975 Van Horn Rd, 99701
Mt. McKinley Bank Bank · 4
Mt. McKinley Bank has 4 branches in Fairbanks, 5 across Alaska and 5 nationwide. FDIC records list its main office in Fairbanks, AK and show it operating since 1965. With $635.2 million in total assets on June 30, 2026, it ranks No. 1,496 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fairbanks location is its main office at 500 4th Ave, dating to 1965; the newest, at 1248 Old Steese Hwy, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office500 4th Ave, 99701
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Northeast Branch1248 Old Steese Hwy, 99701
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University Avenue Branch1380 University Ave S, 99709
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North Pole45 Saint Nicholas Dr, 99705
Spirit of Alaska Credit Union Credit union · 3
Spirit of Alaska Credit Union has 3 officees in Fairbanks, 4 across Alaska. It is based in Fairbanks, AK and $200.8 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Fairbanks locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1417 Gillam Way, 99701
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Geist Branch4001 Geist Rd, 99709
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Johansen Branch495 Harold Bentley Ave, 99701
All hours
Mon to Fri 9 am to 7 pm; Sat 10 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
First National Bank Alaska Bank · 2
First National Bank Alaska has 2 branches in Fairbanks, 27 across Alaska and 27 nationwide. FDIC records list its main office in Anchorage, AK and show it operating since 1922. With $5.12 billion in total assets on June 30, 2026, it ranks No. 287 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fairbanks location is the Golden Valley Branch at 1300 Washington Dr, dating to 1985; the newest, at 430 Merhar Ave, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Golden Valley Branch1300 Washington Dr, 99709
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Johansen Branch430 Merhar Ave, 99701
Global Credit Union Credit union · 2
Global Credit Union has 2 officees in Fairbanks, 27 across Alaska. It is based in Anchorage, AK and $12.86 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Fairbanks locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Airport Way Branch1261 Airport Way, 99701
All hours
Mon to Sat 9 am to 7 pm; Sun not published
Hours: NCUA, March 31, 2026
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Steese Branch1292 Sadler Way, 99701
All hours
Mon to Sat 9 am to 7 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 2
KeyBank has 2 branches in Fairbanks, 10 across Alaska and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Fairbanks Branch at 100 Cushman St dates to 1905 in FDIC branch records. 1 of its 2 Fairbanks locations with published hours open on Saturday.
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Fairbanks Branch100 Cushman St, 99701
All hours
Mon to Fri 10 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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College Branch33 College Rd, 99701
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Mac Credit Union Credit union · 2
Mac Credit Union has 2 officees in Fairbanks, 5 across Alaska. It is based in Fairbanks, AK and $175.9 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Fairbanks locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1317 Wembley Ave, 99701
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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10Th Avenue541 10Th Ave, 99701
All hours
Mon to Fri 10 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northrim Bank Bank · 2
Northrim Bank has 2 branches in Fairbanks, 21 across Alaska and 21 nationwide. FDIC records list its main office in Anchorage, AK and show it operating since 1990. With $3.40 billion in total assets on June 30, 2026, it ranks No. 380 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fairbanks location is the Fairbanks Financial Center Branch at 360 Merhar Ave, dating to 2008; the newest, at 3637 Airport Way, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Fairbanks Financial Center Branch360 Merhar Ave, 99701
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Fairbanks West Community Branch3637 Airport Way, 99709
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Fairbanks, 35 across Alaska and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fairbanks location is the Bentley Branch at 40 College Rd, dating to 1976; the newest, at 794 University Ave, to 1987. None of its 2 Fairbanks locations with published hours lists Saturday hours.
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Bentley Branch40 College Rd, 99701
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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University Branch794 University Ave, 99709
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Credit Union 1 Credit union · 1
Credit Union 1 has 1 office in Fairbanks, 15 across Alaska. It is based in Anchorage, AK and $1.53 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Fairbanks 1St Avenue909 1St Ave, 99701
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
Nuvision Credit Union Credit union · 1
Nuvision Credit Union has 1 office in Fairbanks, 10 across Alaska. It is based in Huntington Beac, CA and $3.94 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Fbx Merhar375 Merhar Ave, 99701
All hours
Mon to Fri 10 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Fairbanks
5 credit unions have 9 offices here: Spirit of Alaska Credit Union, Global Credit Union, Mac Credit Union, Nuvision Credit Union and Credit Union 1. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fairbanks page has every office in the state's directory.
Banking in Fairbanks: the local picture
Short answer: 6 banks run 16 branches in Fairbanks according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 2 have their main office in Fairbanks, 2 elsewhere in Alaska and 2 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 100 Cushman St, dating to 1905; the newest is Northrim Bank's at 3637 Airport Way, from 2021.
5 credit unions have 9 offices in Fairbanks, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 5 open on Saturday. 12 locations have no published hours in these sources.
Banks by ZIP code in Fairbanks
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 99701 has the most bank and credit union offices in Fairbanks (18), followed by 99709 (6) and 99705 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 99701 | 18 | 11 | Denali State Bank, Global Credit Union, KeyBank |
| 99709 | 6 | 6 | Denali State Bank, First National Bank Alaska, Mt. McKinley Bank |
| 99705 | 1 | 1 | Mt. McKinley Bank |
Banks and credit unions open on Saturday in Fairbanks
Short answer: 5 of the 13 Fairbanks locations with published hours open on Saturday, run by 4 institutions.
- KeyBank: 1 of 2 branches (33 College Rd: Saturday 10 am to 2 pm)
- Spirit of Alaska Credit Union: 1 of 3 offices (495 Harold Bentley Ave: Saturday 10 am to 4 pm)
- Global Credit Union: 2 of 2 offices (1261 Airport Way: Saturday 9 am to 7 pm, and 1 more)
- Credit Union 1: 1 of 1 office (909 1St Ave: Saturday 10 am to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 25 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fairbanks, and where the nearest one is if they do not.
Short answer: In Fairbanks: Wells Fargo (2). No branches in Fairbanks: Chase, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Fairbanks | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 2 branches | here |
| Chase | None | none in Alaska |
| Bank of America | None | none in Alaska |
| PNC Bank | None | none in Alaska |
| U.S. Bank | None | none in Alaska |
| Truist | None | none in Alaska |
| Fifth Third Bank | None | none in Alaska |
| Huntington | None | none in Alaska |
| Regions Bank | None | none in Alaska |
| TD Bank | None | none in Alaska |
| BMO | None | none in Alaska |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fairbanks to the nearest branch in Alaska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fairbanks residents like anyone else.
Banks near Fairbanks
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Delta Junction (87 miles) and Glennallen (189 miles). Wasilla, 231 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Delta Junction, AK | 87 mi | 2 | 2 |
| Banks in Glennallen, AK | 189 mi | 2 | 2 |
| Banks in Palmer, AK | 228 mi | 3 | 3 |
| Banks in Wasilla, AK | 231 mi | 4 | 4 |
| Banks in Eagle River, AK | 249 mi | 3 | 3 |
| Banks in Valdez, AK | 260 mi | 2 | 2 |
| Banks in Anchorage, AK | 262 mi | 4 | 24 |
| Banks in Cordova, AK | 303 mi | 2 | 2 |
Bank branch openings and closings in Fairbanks
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fairbanks between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Fairbanks
Short answer: 4 institutions have their main office in Fairbanks: Mt. McKinley Bank, Denali State Bank, Spirit of Alaska Credit Union and Mac Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Mt. McKinley Bank | Bank | $635.2 million | 4 |
| Denali State Bank | Bank | $522.6 million | 4 |
| Spirit of Alaska Credit Union | Credit union | $200.8 million | 3 |
| Mac Credit Union | Credit union | $175.9 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Fairbanks by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fairbanks offices.
Short answer: Wells Fargo is the largest bank with offices in Fairbanks, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. KeyBank is second with $188.56 billion. 2 of the 6 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| KeyBank | $188.56 billion | No. 23 | 2 | Cleveland, OH |
| First National Bank Alaska | $5.12 billion | No. 287 | 2 | Anchorage, AK |
| Northrim Bank | $3.40 billion | No. 380 | 2 | Anchorage, AK |
| Mt. McKinley Bank | $635.2 million | No. 1,496 | 4 | Fairbanks, AK |
| Denali State Bank | $522.6 million | No. 1,745 | 4 | Fairbanks, AK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fairbanks: FAQ
How many banks are in Fairbanks, AK?
Fairbanks has 6 banks with 16 branches and 5 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fairbanks?
Mt. McKinley Bank, with 4. Denali State Bank has 4 and Wells Fargo has 2.
Is there a Mt. McKinley Bank in Fairbanks, AK?
Yes. FDIC data lists 4 Mt. McKinley Bank branches in Fairbanks as of September 5, 2026, the main office at 500 4th Ave. Its branches are listed under Mt. McKinley Bank above, with the address and directions for each.
Is there a Denali State Bank in Fairbanks, AK?
Yes. FDIC data lists 4 Denali State Bank branches in Fairbanks as of September 5, 2026, the main office at 119 N Cushman St. Its branches are listed under Denali State Bank above, with the address and directions for each.
Is there a Wells Fargo in Fairbanks, AK?
Yes. FDIC data lists 2 Wells Fargo branches in Fairbanks as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Which banks in Fairbanks are open on Saturday?
KeyBank, Spirit of Alaska Credit Union, Global Credit Union and Credit Union 1 publish Saturday hours for one or more Fairbanks locations. The Saturday section above lists each one with its hours. 12 of the 25 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Fairbanks?
Mt. McKinley Bank, Denali State Bank, Spirit of Alaska Credit Union and Mac Credit Union have their main office in Fairbanks, according to the FDIC and the NCUA.
What is the oldest bank in Fairbanks?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Fairbanks?
Spirit of Alaska Credit Union, Global Credit Union, Mac Credit Union and Nuvision Credit Union and 1 more have offices in Fairbanks. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fairbanks in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fairbanks?
Nearby cities with more banks include Delta Junction, Glennallen, Palmer. Delta Junction is 87 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 16 branches: KeyBank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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